Having Your Cake and Eating It, Too

One day, I was sorting old newspapers in my drawer and I happened to stumble a great article with regards to finances. I noticed that the author is one of my Facebook friends and also, we went to the same high school! I love the thought of sharing it on my new blog site as a new avenue to spread excellent thoughts. Gladly, Liza heartily gave me the favor of re-publishing it.

Read on...

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This article was originally published on OpinYon’s Vol. No. 1, Issue No. 42, and is edited for this blog.

The saying ‘have your cake and eating it too’ seems to be an embodiment of all that we want – we want to achieve our dreams, and enjoy life in the process.

‘Having your cake and eating it too’ means being free from financial pressures to able to enjoy the freedom to choose; and the opportunity to create and share.  The good thing about having more than enough money is it frees us from having to worry about where are meals will come from next or whether we will be able to pay our bills on time.


It frees us to enjoy the simple joys of life – the occasional family vacation, simple Friday night date with our love ones, and enjoying the special shopping expedition in Greenbelt or in Hong Kong.


Having your cake and eating it, too
What this means is now you are in a position to plan for a comfortable life not only for yourself, but also for your family. It’s time to look at other investment options particularly financial securities. Though I suggest that you plow back in a portion of your earnings into your business – get another franchise, for example – I also suggest that you don’t put all your eggs in one basket.

It is also time to look towards the future. If you have young kids, maybe it is time to create a legacy for them. I have a friend who gifted her kids P500,000 each the moment they turned 30. These funds were taken from the income of an endowment plan she created when her kids were born. I have another friend who gave her kids a condo unit each when they turned 25. The money she and her husband used to buy those condos also came from an endowment fund.

Now, if your passion is cars, maybe you want to give your kids a shiny, brand new car the moment they graduate from university. It is a happy picture, isn’t it? And it is much easier to do than you think. All you need is a good plan and following through it religiously.

Having enough money puts you in a position to help others, help them realize their potential as people and human beings.

Aside from donating a percentage of your income with your favorite church, I suggest you look for an organization that is doing one of the things you love.

Liza Gaspar
The Girl Ninja

Visit The Girl Ninja at www.thegirlninja.com and like us at www.facebook.com/TheGirlNinja. For inquiries email liza@thegirlninja.com.