5 Ways to Riches
One of my avid financial advisers is Francisco Colayco and his colleagues in the Colayco Foundation. One of the great basic principles and teachings that inculcated on my mind are the different ways to become rich. I know that many people aims to have a humongous stash of money so that they may able to buy the things their hearts desire.
1. Inheritance
Few people are lucky to be born with silver spoon thus this way does not come easily. About 2% of the country's populations are gifted with this untimely splash of wealth.
Having Your Cake and Eating It, Too
One day, I was sorting old newspapers in my drawer and I happened to stumble a great article with regards to finances. I noticed that the author is one of my Facebook friends and also, we went to the same high school! I love the thought of sharing it on my new blog site as a new avenue to spread excellent thoughts. Gladly, Liza heartily gave me the favor of re-publishing it.
Read on...
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This article was originally published on OpinYon’s Vol. No. 1, Issue No. 42, and is edited for this blog.
The saying ‘have your cake and eating it too’ seems to be an embodiment of all that we want – we want to achieve our dreams, and enjoy life in the process.
‘Having your cake and eating it too’ means being free from financial pressures to able to enjoy the freedom to choose; and the opportunity to create and share. The good thing about having more than enough money is it frees us from having to worry about where are meals will come from next or whether we will be able to pay our bills on time.
Read on...
---------
This article was originally published on OpinYon’s Vol. No. 1, Issue No. 42, and is edited for this blog.
The saying ‘have your cake and eating it too’ seems to be an embodiment of all that we want – we want to achieve our dreams, and enjoy life in the process.
‘Having your cake and eating it too’ means being free from financial pressures to able to enjoy the freedom to choose; and the opportunity to create and share. The good thing about having more than enough money is it frees us from having to worry about where are meals will come from next or whether we will be able to pay our bills on time.
How Much Is An Emergency Fund?
It was inculcated on my mind that I need to save enough money for the rainy days. Rainy days are times for future financial need, mostly unexpected events where money requires to spend for.
Since then, I learned to save. Every time an extra dime or more comes in a handy, I usually keep it in my clay jar bank and break it when it is full to deposit in a bank. When I started working, ATM or electronic banking makes it easier to save in just few clicks.
So I did save a lot! (At least based from my age 10 years ago :-) )
Then came the unexpected situation when I need to withdraw a large sum of cash. Whoa! The money that I put away solely for rainy days like this one...is merely NOT enough!
This dire straits I experienced disheartened me from things I needed to accomplish especially the outgrown means of saving. The BIG question is... how much should I save?!
Since then, I learned to save. Every time an extra dime or more comes in a handy, I usually keep it in my clay jar bank and break it when it is full to deposit in a bank. When I started working, ATM or electronic banking makes it easier to save in just few clicks.
Then came the unexpected situation when I need to withdraw a large sum of cash. Whoa! The money that I put away solely for rainy days like this one...is merely NOT enough!
This dire straits I experienced disheartened me from things I needed to accomplish especially the outgrown means of saving. The BIG question is... how much should I save?!
How to Apply Three (3) Thrifty Tips for a Kid
I have set aside a daily allowance for my daughter to spend in the school. With her money allowance, we as parents gave her the right to choose what to buy for herself whether snacks, lunch, or treats. Or sometimes an unexpected need for school projects or supplies for writing. With her 100 pesos daily allowance, a surmountable change is still left in her pocket. Twenty pesos, fifty pesos, five pesos and most of the times nothing - NADA.
As a kid she is, it is inevitable for canoodle wishes to buy her additional foodies and goodies at sari-sari and convenience stores nearby our house. Thus as loving parents, we give in with her “lambing” not thinking that this small amount is reduced from our family budget.
Writing a Simple Young Filipino Poem
Being a Filipino takes pride for every individual who practice Filipino cultures and proud of being who we are. Poem below created by my daughter and I in an effort to accomplish a project in Araling Panlipunan Grade 3 level.
The project is to create a poem describing the adorable physical traits she have and why she adores it.
ANG KAIBIG-IBIG KONG AKO
Tula ni Jahaziah Castillo
Buhok ko ay itim at mahaba
Mga mata ko ay tsinita
Ilong ko ay matangos, labi'y manipis
Balat ko ay kayumangging makinis
Motor Ride at Antipolo City 2013
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Long vacation, no school and no work. We took the time to have a joy ride to Antipolo City using our motorcycle, easy to avoid and get through the busy and heavy traffic.Going up the mountain is a splendor, fresh air, cold breeze, relaxing sounds, great view of the city. Unluckily, our phone camera was not able to capture the city, foggy and bright, reflecting the lens and I cannot find a good angle.
Quezon City Circle Christmas Tree 2013
There are so many people at the fountain playing around. There are bazaars selling different "anik-anik", street vendors of the candy colored sugar twirled on a stick, kids happy holding their parents hand, mini joyrides, ferry's wheel, etc.
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